News
Throughout my business life I have been using spreadsheets. Reviewing, and even morse so, building, robust spreadsheets takes time.
I have often wondered why there seems to have been very limited ability in software like Excel to use speech recognition to build spreadsheets and ask questions ( perhaps that’s a reflection on my knowledge of features!).
So […]
One of the topics I discuss on Project Finance training programmes is what will be the ongoing impact of disruptive changes and environmental issues in various sectors like transportation and energy and the growth of the digital economy, as well as major cost overruns on large projects, and the implications of disruptive change for financing […]
Background
Increasingly, in many major cities and towns across the world, housing, whether for sale or rent, has become increasingly unaffordable. See link below
How and where we work is changing substantially and governments . housing developers and investors can create opportunities to reduce the imbalance between supply and demand and types of housing, and therefore cost, […]
The current upheaval in the energy markets is, of course, worrying. Particularly for those people who are most vulnerable to increases in energy costs.
Like all shocks, the immediate impact is severe . Like all changes the shock can be a catalyst for positive change. Only my opinion of course but the current energy crisis is […]
As a child I can remember (and also my parents!) being very anxious about the outcome of exams. The results tended to polarise the choices because there was often a vast divide between the academic and non academic routes, with consequences in terms of the world of work.
To be sure there are still differences, but […]
https://www.youtube.com/watch?v=R9dXkdtGl_I ( warning: the video clip includes violence)
There has always been conflict, politically and in business activities. At this moment, the world is facing many challenges. How our political and business leaders and financial institutions deal with these challenges will profoundly affect the future of people in their business and personal lives. In the corporate […]
A good standard of housing is a basic need. Increasingly housing has become less affordable for a growing number of people in many locations worldwide.
This post focuses on the UK ( my home market). Affordable housing is however a global issue. As an illustration
A World Economic Forum report 10 ways cities are tackling the global […]
In this article the focus is on the financing of large scale affordable housing transactions. There is also a focus on how government can support wholesale affordable housing finance transactions. The suggestions in this article will however also be relevant to Development Finance Institutions.
The problem
Although experience varies from country to country and within countries, Statistics […]
Housing affordability has been a growing problem for an increasing number of people in recent years
At a time when technology is disrupting many industries leading to declining prices for a wide range of consumer goods and services, housing has become increasingly unaffordable for a growing number of people. Improving affordability should be a major priority […]
As we all continue to hope that the adverse impact of COVID-19 on people’s physical health becomes sufficiently manageable that it is safe to continue to reduce the restrictions on our daily activities, governments will need to develop sustainable solutions on an ongoing basis to stimulate economic activity.
PPP will be one of the tools that […]
