Financing Affordable and Social Housing – what is needed to develop this market?

Background

Increasingly, in many major cities and towns across the world, housing, whether for sale or rent, has become increasingly unaffordable. See link below

How and where we work is changing substantially and governments . housing developers and investors can create opportunities to reduce the imbalance between supply and demand and types of housing, and therefore cost, […]

By |February 21st, 2024|Uncategorised|0 Comments

Turning the energy crisis into an opportunity…one step that governments can implement quickly to change behaviour.

The current upheaval in the energy markets is, of course, worrying. Particularly for those people who are most vulnerable to increases in energy costs.

Like all shocks, the immediate impact is severe . Like all changes the shock can be a catalyst for positive change. Only my opinion of course but the current energy crisis is […]

By |August 23rd, 2022|Uncategorised|0 Comments

Exam results soon…what next? Lots of opportunities, regardless of results

 

 As a child I can remember (and also my parents!) being very anxious about the outcome of exams. The results tended to polarise the choices because there was often a vast divide between the academic and non academic routes, with consequences in terms of the world of work.

To be sure there are still differences, but […]

By |August 12th, 2022|Uncategorised|0 Comments

Why is #brucelee and the film Enter the Dragon relevant to corporate restructuring and conflict management?

https://www.youtube.com/watch?v=R9dXkdtGl_I  ( warning: the video clip includes violence)

There has always been conflict, politically and in business activities. At this moment, the world is facing many challenges. How our political and business leaders and financial institutions deal with these challenges will profoundly affect the future of people in their business and personal lives. In the corporate […]

By |June 22nd, 2022|Uncategorised|0 Comments

2022 – will there be good progress in Housing Affordability?

A good standard of housing is a basic need. Increasingly housing has become less affordable for a growing number of people in many locations worldwide.

This post focuses on the UK ( my home market). Affordable housing is however a global issue. As an illustration

A World Economic Forum report 10 ways cities are tackling the global […]

By |January 2nd, 2022|Uncategorised|0 Comments

What should governments be doing to support financing of wholesale Affordable Housing?

In this article the focus is on the financing of large scale affordable housing transactions. There is also a focus on how government can support wholesale affordable housing  finance transactions. The suggestions in this article will however  also be relevant to Development Finance Institutions.

The problem

Although experience varies from country to country and within countries, Statistics […]

By |December 8th, 2021|Uncategorised|0 Comments

Will and when will housing become more affordable?

Housing affordability has been a growing problem for an increasing number of people in recent years

At a time when technology is disrupting many industries leading to declining prices for a wide range of consumer goods and services, housing has become increasingly unaffordable for a growing number of people. Improving affordability should be a major priority […]

By |December 2nd, 2021|Uncategorised|0 Comments

PPP- Post COVID-19, 7 themes to consider

 

As we all continue to hope that the adverse impact of COVID-19 on people’s physical health becomes sufficiently manageable that it is safe to continue to reduce the restrictions on our daily activities, governments will need to develop sustainable solutions on an ongoing basis to stimulate economic activity.

PPP will be one of the tools that […]

By |July 19th, 2020|Uncategorised|0 Comments

Extreme events, rapid disruption – implications for loan and investment losses?

 

Has corporate financial analysis been too focussed on past financial performance rather than an assessment of risks facing businesses?  Are we living at a time of increasing numbers of extreme risks that have been underestimated? How will recent extreme events impact the pricing of risk and potential losses in corporate insolvencies?

The video in this post […]

By |June 18th, 2020|Uncategorised|0 Comments

Corporate Qualitative and Financial Analysis at a time of rapid change – summary of key points

In the IMF World Economic Outlook update, January 2019 https://www.imf.org/en/Publications/WEO/Issues/2019/01/11/weo-update-january-2019

it was stated that “….Risks to global growth tilt to the downside. An escalation of trade tensions beyond those already incorporated in the forecast remains a key source of risk to the outlook. Financial conditions have already tightened since the fall. A range of triggers beyond escalating […]

By |February 25th, 2019|Uncategorised|0 Comments